A BusinessXO desk
Cash Flow & Finance
Profit is an opinion; cash is a fact with a timestamp. This desk is about the timing of money — when it actually arrives, what waiting costs, and the small disciplines that keep a good company from a bad month.
Start with the field guide: The Timing of Money →When net-30 actually pays
Measured across small businesses, invoices on 30-day terms clear in 45–50 days. The interesting question is what the faster-paid companies do differently. 3 min read · August 14, 2026 60 · the numberWhat a 60-day-late invoice quietly costs
The float has a price: your borrowing rate applied to their unpaid balance, every day. A calculator to see it — and the phone calls that tend to get it moving. 3 min read · August 14, 2026Other desks
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